As we wrap up the final weeks of 2019, it's hard to believe another year - another decade - has gone by. We find this to be a great time to reflect on what's been and plan for a successful future ahead in ways that matter most.

What's inside this month's edition?

-6 Year-End Financial Planning Ideas

-IRS Announces Higher 2020 Retirement Plan Contribution Limits

-Did You Know? Facts & Statistics

-America's 10 Best Winter Beach Retreats

-Saratoga First Night 2020

-Planning Tip

Wishing you and your family a safe, healthy and happy Thanksgiving!

Our office will be closed on Thursday, 11/28 and will reopen Friday morning, 11/29 with limited hours of 8:30am to 1pm.

Technicals still lean bullish. U.S. stocks are slightly higher this morning amid trade headlines, but the S&P 500 Index is still poised for its first weekly loss since early October. We have yet to see a concerning breakdown in technicals, as it looks like stocks are simply consolidating strong gains from the past several weeks.

Turning the calendar from October to November brought more than trick-or-treaters, pumpkins, and leaves to rake. It also brought a wave of important economic updates that delivered more treats than tricks and helped the stock markets reach new highs.

Stocks rise. U.S. stocks are higher this morning on news that the United States and China have both agreed to roll back tariffs if a limited trade agreement is reached.

What's inside this month's edition?

-7 Common Mistakes to Avoid with Your Retirement Money

-Did You Know? Facts & Statistics

-50 Things Turning 50 in 2019

-Saratoga Restaurant Week!

-Planning Tip

Click here to check it out!

Stocks cheer positive headlines. Stocks are higher this morning amid an optimistic turn in global headlines. The European Central Bank announced it would leave rates unchanged, and confirmed it would continue a new round of quantitative easing.

How to Avoid Retirement Woes

Summer has turned to fall, and there’s already a little chill in the air. Three-quarters of the year is behind us now, and both stock and bond markets have had a strong year so far, although we expect to see regular — but normal — bouts of volatility as we progress through the fourth quarter.